The results are in and the vast majority of you, 91%, like some dirty talk in the bedroom. 40% say a just little dirty conversation is enough to keep things exciting, with almost 30% looking to get really nasty.

What I found most interesting, and a little surprising, is almost 21% of you want to sit back and let their lady do all the talking. I'm no behavioral scientist, but if I had to guess, I'd say that's a result of the pervasiveness of porn. (Ever hear a guy getting verbal in porn? Of course not. It's distracting and breaks your concentration.)

And finally, a miniscule 1.6% of you feel your lady is too much of a lady to get filthy. (Is she allowed to show cleavage?)

This week's poll has to do with guys bringing the bling. I want to know how you feel about men wearing jewelry. Acceptable? Or should guys go sans accessory? Vote in the box on the right.

Car Salesmen rank somewhere just below Personal Injury Attorneys and right above Dog Fight Promoters on the Loveability Index. They'd shake their own mother down to squeeze out a few extra dollars on a sale. But you came in armed with excellent credit and a good payment history, so you're gonna get a better deal than some deadbeat, right? Wrong.

Mark Marine is a long-time car dealer. But unlike many of his car-selling peers, he grew a conscience and decided maybe it was time consumers understood what really goes on when they buy a car. So he wrote a book titled, "Kick the Dealer... Not the Tires!". In it, he discusses the role your credit plays when you buy a car. And, even though it sounds counter-intuitive, having good credit may not get you the best deal.

"You may not want to hear this but the people getting the best price on a car are people with bad credit," says Marine. "The car-buying experience is designed to allow dealers to make up profits lost on bad-credit sales by making bigger profits on good-credit sales." So, just like with insurance, the rest of us end up paying higher rates because of the idiots out there.

So how can you arm yourself against the dealers when they check your credit and find out you actually pay your bills on time? Marine gives five key points you should know before buying a new car:

1. Check your Credit Report.
Most credit reports contain inaccurate information. It's up to you to correct it — there's no government agency that requires the credit report companies to amend mistakes to your report. And Marine warns against using the "credit repair" companies if you find problems on your credit report. “There is no such thing as credit repair," he says. "These companies claim they can hide or remove negative information from your credit report, even if that information is true. But they can't. What's even worse is that after they've 'repaired' your credit, your score drops even lower than before you went to them."

2. Bad Credit Means the Bank Protects Its Money.
When you have bad credit, the bank places more restrictions on the loan. That gives dealers less wiggle room to add on extras and options, lowering the amount of stuff they try to squeeze into the deal. (On the flip side, bad credit still means you have fewer options when borrowing money.)

...More

I'm liking the ingenuity of dating sites recently. With new ones popping up faster than kids at Brad and Angelina's house, developers have had to come up with new twists to grab the attention of online mate-seeking singles. (Please, no more "winking" and "poking".) One site with a couple of innovative features I like is IamFreeTonght.com.

Born out of the idea that chatting with someone online for a week or so just to get comfortable enough to meet isn't an effective use of dating time, IamFreeTonight lets you post when you are free, where you plan on going, and what friends will be joining you. A Dating Alert email with your preferences goes out. Then girls who are also free that night can decide if they want to join you. The informality (and friends who have your back in case of a "psycho" situation), lends itself to a higher comfort level. And hopefully a much quicker "getting to know you" period. It also makes it more likely you'll date more, because of the casualness of the situation. There's not that one on one, "well here we are", awkwardness of a typical first dating-site date. It's you and your boys out for some drinks, and she and her girls happen to meet you there. Everyone's just having a good time.

And if you're traveling and don't want to be stuck in a hotel room watching pay-per-view porn every night you're in town, you can use their "Date Now" feature. Enter when and where you'll be and it'll be posted on your profile. People in that city will get Dating Alert emails with your info on it and can "show you around" if they like. Beats "winking" for a week.

Free to register
www.iamfreetonight.com