With banks failing let and right, you're better off keeping your cash on you. But a wallet full of bills and cards can get bulky quick. And the big ass look only works on JLo.

So stuff your dough in a Smart Money Clip instead. It holds up to 30 bills tightly and securely (assuming you still have that many), on its clip side, and the card side keeps up to ten credit cards at the ready. All in a much more compact package than your wallet (see the pic), and can be kept in a front pocket. Perfect for foiling pickpockets while you stumble your way around New Orleans during Mardi Gras. I've been using one for over a year, and my wallet has been relegated to the junk drawer ever since.

For you guys who used to work on Wall Street it'll still hold one bill just as tight - the clip is manufactured never to lose its grip. And a single card won’t fall out if left in there all by its lonesome while your girl is out burning up the other nine.

They start at $19.95 and come in five finishes: polished stainless steel, graphite, gun metal, gold and titanium - and they can engrave it with a company logo, your initials, or a message. (A pretty good gift idea for your dad or bro this holiday.)

To give you a taste of living wallet-free, I've got five of these bad boys to give away. With the gold finish. Their top of the line clip, a $49.95 retail. (Note to winners: I won't be able to get it engraved for you.) All you need to do for a shot at replacing your wallet forever is enter your email addy here. On Friday, Nov 28th, I'll pick the winners.

To check out their other styles, head over to www.storus.com